Common Topics

It is important to utilize this service no matter what the financial question. If we do not work in that arena (ie. tax preparation) we will help you decide who you need to contact. We will help you find the correct person and save precious time.

1. Planning
   1. What is Financial Planning?
   2. Why is it important to me?
   3. How do tax issues effect me?
2. Retirement Planning
   1. Will I outlive my current nest egg?
   2. To retire early, how much do I need to set aside?
   3. What is the difference between the Roth IRA and the Traditional IRA?
   4. What plans are available to small business owners?
   5. What are the advantages of my 401k or other plans offered by my employer?
   6. How will Social Security fit into my retirement plans?
3. Insurance Planning
   1. Why is insurance important to me?
   2. I’m "insurance poor". How can I save money on my current program?
   3. How much life insurance should I have?
   4. What is the difference between term and whole life insurance?
   5. We just had a child. Is our insurance program adequate?
   6. Are the benefits through work worth the money?
   7. What type of Health Plan is the best for my family or my business?
   8. How much disability insurance should I have?
   9. How do I choose the best insurance company?
   10. Help me understand my Auto and Home insurance?
   11. Are accident plans any good?
   12. Is long-term care insurance necessary?
4. Budgeting
   1. Why is it necessary to budget?
   2. How do I control my spending?
   3. How do I increase my net worth?
5. Saving for college
   1. What plan is best for my situation? (529 plan or Coverdal IRA)
   2. How do we qualify for financial aid?
   3. What will tuition be in the future?
   4. Will my current saving strategy send my child to any school?
   5. Do we qualify for any tax breaks?
6. Debt
   1. How do I get out of debt?
   2. What do credit management companies do?
   3. How do I lower my interest rates?
   4. Should I consolidate my credit cards?
   5. How do I avoid bankruptcy?
7. Your Home Mortgage and Loans
   1. How much of a house can I afford?
   2. What is an ARM loan?
   3. What are the advantages and disadvantages of an interest only loan?
   4. How do I pay off my home early?
   5. What is a point?
   6. How do I choose a lender?
   7. When is a good time to refinance?
   8. Should I take a second to pay off other debt?
   9. What is a reverse mortgage?
8. Auto
   1. Is it best to lease or own a vehicle?
   2. How much car can I afford?
9. Family
   1. We just got married. What is the best way to join finances?
   2. We fight about money. What can we do to stop this?
   3. Now that we have a child. What planning should we do?
   4. How do we teach our children to be financially wise?
   5. If a divorce is unavoidable, what do I need to do?
   6. How do I help with my aging parents?
10. Organizing your Finances
    1. What documents do I need to save and for how long?
    2. Where should I keep these documents in case of an emergency?